Product Description
The Visa Dual currency card is a debit card from VISA International that has dual currency functionalities i.e. it is linked to both a naira account and a domiciliary account. It is a chip enabled card that is driven by a PIN and can be used anywhere in the world.
It is accepted worldwide for payment at over 29 million locations and for cash withdrawals at over 1.8 million ATMs in over 200 countries worldwide, wherever the Visa logo is displayed
Features on this card
- It is linked to a US domiciliary account and also a current account denominated in Naira
- It is valid for 2 years from the month of issue
- It requires a Personal Identification Number (PIN) for all transactions
- It is an EMV secured microchip and PIN debit card
What do I enjoy from using this card?
- Easy and secure 24/7access to account linked to card
- Cash withdrawals from over 1.8 million ATMs in over 200 countries worldwide
- Customer balance enquiries
- Payment for goods and services in over 29 million Visa merchant outlets (POS, Web)
- Can be used anywhere the Visa logo is displayed
- Safer and secure EMV microchip and PIN debit card
- Can be linked to an overdraft account
What do I need to get this card?
- International passport/driver’s license
- Completed account opening application form (New Customers)
- Active individual current and US domiciliary account (Existing customers)
- Completed and signed Debit card application form
Visa Dual Currency (DCDC) Charges
|
Getting a new card |
N600
|
|
Replacing a lost, damaged or expired card |
N750
|
|
Monthly service charge |
N105
|
|
|
|
|
Cash withdrawal on ATMs at any UBA branch |
Free
|
|
Cash withdrawal on ATMs of other banks in Nigeria |
N100
|
|
Cash withdrawal on ATMs of other ATMs abroad |
2.75% of transaction amount |
|
|
|
|
Value Added Services |
NA
|
|
|
|
|
Purchases made on POS and on local websites in Nigeria |
Free
|
|
Purchases made on POS abroad and on foreign websites |
2.75% of transaction amount |
Transaction Limits
|
Limits
|
Nigeria
|
Abroad |
|
Maximum amount you can withdrawal from an ATM within 24 hours |
150,000
|
$1,000
|
|
Maximum amount you can send on a POS or on the Internet within 24 hours |
250,000
|
$5,000
|
Frequently Asked Questions (FAQs) Visa Dual Currency (DCDC) Debit Card
Q: Can I use my Visa Classic Debit Card on the Internet?
A: Yes, only after you active the Visa Dual Currency (DCDC) Debit Card Internet PIN (i-PIN) on a UBA ATM terminal. Once you have done this it can used with your CVV2 code; this security number is different from the Personal Identification Number (PIN) and can only be used for Internet purchases
Q: What is Card Validation Value (CVV2)?
A: This is the security code that should be known to card holders alone. It is the last 3 digits written on the signature panel behind the card and would also be required for internet purchases
You can get more information on our Debit Cards
• Frequently Asked Questions on Debit Cards

