Asset Finance

The credit program that gives you the opportunity to own that asset you have always longed for such as: new cars, personal computers and notebooks, generators, mobile phones, washing machines, household furniture, gas/electric cookers, electronic and electrical appliances.

Benefits

• Convenient terms of payment.
• The opportunity to own your own asset without having to save for a long period
• Considerate and convenient terms of payment
• Competitive interest rates.

Target Audience 

• Confirmed employees of reputable organizations in the private or public sector
• Individuals whose salaries must have been paid through UBA for at least 1 month
• UBA account holders
• Employees who will be discussing or selling consumer credit products

How to Apply 

• Complete a consumer loan application form which you may download online or pick up from any of our branches
• Obtain a Pro-forma invoice from an acceptable vendor known to your customer service officer
• Submit your application to the customer service officer in your branch
• Provide the minimum equity contribution of 20% of the cost of the asset
• Provide the funds to cover the insurance cost